I confess that for the last four years, I've been saving $200 a month in cash. Why? Because I am going to kill myself and I want to leave money for my family. I will also empty out my checking, savings, investments and retirement funds too. I'll also sell my car. That should bring around $30,000 in cash.
I was wondering what would happen if I took out multiple loans and advances (all in cash) and then killed myself with nothing to my name because I gave it all to my family. Would the banks be screwed? I mean, they can't sue me and how are they going to know what I did with their money? I want to leave them around $100,000. Sound plausible?
Oh and don't tell me not to kill myself because I've been seeing a psychologist for two years and a psychiatrist for a year and I still feel the same.
Replies 27

well, i don't know anything about bank, but all i can say is if you think it's the good choice.. :/

Yeah, wouldn't work. Once there was a confirmation of your death, banks would track down your next of kin.
The best way to do it is take out a bunch of loans then dissapear (not pay taxes, etc. etc.) w/o leaving a sign of your death. W/o a death certificate, the banks can do nothing.
Of course, kind of takes the fun out of killing yourself if it can never be confirmed publicly, doesn't it?

Yeah, great idea. Leave your family with cash and broken hearts. I'm sure the money will make them forget all about how much you've hurt them.

OP: Actually, I spoke with families who had members who killed themselves and most of their anger stemmed from the lack of thoughtfulness. For example, burdening with debt or leaving them with a breadwinner. I am doing the opposite. Besides, I have a small family and we'll probably be wiped out in a generation or two.

just be sure to leave it to them in cash without a paper trail. if you list a beneficiary in a will the debt is passed on to them.

You'd get more reliable information by googling.
Or call a legal aid phone line, many lawyers will give half an hour for free.

I know it says don't tell you not to kill yourself...but what is it that has you so heart broken? You must be a caring person because your family's wellbeing even after your death is important to you, so what has hurt you so bad that you can never recover? Message me, even if I can't help I want to try...

most people that want to leave something for their families buy an accidental death insurance with a huge payoff and then hold it for a couple months over the minimum hold time so it doesn’t look suspicious then have an accident (it has to look like one in order for them to pay just killing yourself doesn’t work, also make sure you do a good job of it you don’t want to do a half ass job when you do it)
And while you’re waiting get your life in order pay off your bills, make a will, buy a burial plot, work out how the funeral will work and prepay for it, write nice letters to your family, donate what you don’t need, and you need to do one last thing which is the most important of all - think about what you’re doing and try to justify why you shouldn’t do it.

I you are serious about ending your life... Make sure you only end your own life, and don't take anybody else with you!!! I'm not only talking about the actual act, but also how, and who will find your body.

easy, get life insurance then do it by crashing into an oncoming semi, they cant prove it was suicide and your family can get 300,000 or so

You can just take out loans, do everything you said you will, and leave your family money without killing yourself. Be smarter about it ;)

the funny thing is this isnt that much money, god you must be poor.

if you took out all those loans then your family will have to pay them off if you dont have any money to your name

Your life is not yours to take. It was given to you by God, who put you where you are for a purpose. Your suicide will destroy the lives of the very people you purport to love. This life, your life, my life will end soon enough...where all our pain will end.
Your psychiatrist has not given you a spiritual path. Seek it out in a local, Christ based church for a month or two. Your thoughts, your heart will change.

sell a kidney or something before you die. that will give you a couple extra gs

Op you should take your 30 grand to Thailand and go on a major bender, drink and fuck yourself to death when the money's gone top it off with a jump in front of a train.

Yeah I say if life is really so unbearable - take 15 grand to a small country and bury yourself in drinking and dangerous situations. You may either get your wish, and not by your own hand - or you may find a new lease on life after a few months, and come home. Either way your death will be harder to deal with than a 6 month hiatus to Guatemala.

i hope u try and fail like i did. money means absolutly nothing. it cant fill that hole in your familys heart. stop thinking about urself u selfish prick.

At the same time - your drive for a 'justifiable' suicide has brought you to have a lot of self control - has made you save for your family, etc. You could maintain that drive of living as a vessel for your family's benefit - and be productive and fulfilled. Maybe not super happy, but at least knowing you're doing your best.